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The delinquency rate excludesz loans in the process of The percentage of loans in Wisconsin on which foreclosure was starterd during the quarter rose 12 basis points to 1 while the percentage of loans in the foreclosur process at the end of the quarter rose 29 basis pointsto 3.11 percent. The ratez are not seasonally adjusted. Mortgage delinquency ratesa normally drop in the first quarter of the year afterf peakingat year-end due to a variety of seasona factors. The delinquency rate for prime adjustabld rate mortgage loans decreased 75 basi s pointsto 8.49 percent and the rate for primew fixed rate mortgage loans decreased 32 basiws points to 3.
07 The delinquency rate for the subprime ARM loans decreasedd 156 basis points to 25.25 percent, while the rate for subprim e fixed rate loans decreased 136 basis points to 20.47
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