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If only it worked that way with the businessd decisions in ourpersonal lives. Imagine having a group of trusted advisers to help you withtough decisions: Should you buy or lease the next family car? Woulsd it be smart to partne r with three other couples on the purchaser of a mountain cabin? Is a boost in salaryy worth a 50-minute commute? The bottomj line is that each of us needs a personal boarf of directors. When a major decision looms, we need experts to guide us. But who is standin g in the wings to help us out in reallife ?
If you stop and think about it, most of us actuallg do have a complete team of personal assistantz we have assembled over the years: accountants, bankers, insurance agents and investment managers. Whilw you may not consider them as your boarcdof directors, they can be just the team to look to for help with resolvingy life's everyday challenges. If we're smart, we consulft those advisers to help us make important decisionsx and to ensure ourpersonal success. But in most we don't use them to their full give them the kind of responsibilith they deserve or even choosse these consultants with this rolein mind.
Each member of our personalo board of directors embodies a particular role ineveryday life, roles for whic each has special expertise. We can't possibly have the time - or the knowledgwe - to make informed decisionsw about every aspect of our insurance andlegal needs. So we must instead look to our boars of directors to help us make choices abouf ourlives - and even offer us a largedr view of the world and our opportunities in it. For your local banker can be an ad-hoc financial counseloer if you work together to buildxthat give-and-take relationship.
You can ask your investmen t manager to notify you whenever the market shiftsa or regulationschange - advising you on alterationes you should consider in your financia planning and personal financial allocations. In the same way, your San Antonio accountant and insurance agenfcan - and should - be proactiver partners in your affairs, identifying opportunitiez and counseling you when new situationa arise. So that your team representw youwisely - actually becomesz your eyes and ears - be sure to keep them in the loop abouty changing facts and priorities in your life.
If your insurance brokere doesn't know that your personal worthhas grown, he or she won'ty know to identify appropriate areasw of risk or to watch for new opportunities. And the more you involvwe your personal boardof directors, the more you must be willing to listen. The more you integrate them intoyour plans, the more likelty they will think of you and your best interestw on a regular basis. After all, boards are only as involvedf and as effective as you allow themto be. It'zs your job to shape their roleesas counselors, confidants and partners.
Therwe are several strategic steps necessaru to ensure this grouop truly helps youto • First, choose your advisers wiselu and ensure they have your best interests in They need to know all the changintg details of your individual situation to make decisions and offer counsep based on your unique circumstances. Think of your bankefr and your attorney in terms of not transactions. • Think of this team as the peopl who know you and your value swell - people who are easy to call and ask, "What do you think?" • Finally, buildd a team that you know works with your benefit in You don't have to go it alone.
In this worldd that thrives on networking, build and use your own personap network. With the right personalk board ofdirectors - and the right relationshipsx - you can walk into the boardroomn of life confident that your guides will lead you to the summi of personal success.
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